Coverage line
Commercial Auto Insurance for spray foam contractors
Coverage for the rigs, box trucks, and service vehicles that move your business between Tucson, Phoenix, and remote desert jobsites — including the chemicals and equipment they carry.
What it covers
- Liability for at-fault accidents in your spray foam rigs and trucks
- Physical damage (comprehensive and collision) to owned vehicles
- Hired and non-owned auto for employees using personal vehicles
- Cargo and chemical transport considerations
- Uninsured and underinsured motorist coverage
- Medical payments for auto-related injuries
Who it's for
- SPF contractors with owned rigs, box trucks, or trailers
- Crews driving between multiple jobsites daily
- Companies with employees running errands in personal vehicles
- Contractors transporting chemicals and equipment statewide
Why CCA
- Fleet and single-vehicle programs from specialty commercial carriers
- Chemical and equipment transport exposure factored into the rating
- Hired/non-owned coverage for the legal gray area of employee vehicles
Commercial Auto Insurance — FAQ
Common questions about commercial auto insurance
The vehicle itself and your liability in an accident are covered by commercial auto, but the cargo — drums of A-side/B-side, equipment — is generally a property/inland marine matter, not auto cargo. We'll make sure your equipment and materials are scheduled correctly so a rollover or theft doesn't leave a gap between your auto and inland marine policies.
Pair it with related coverage
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