Built by a contractor, for contractors.
Tucson Foam Insurance is the spray-foam-focused division of Contractors Choice Agency — an Arizona agency founded in 2005 by Josh Cotner, a former contractor who got tired of watching trades businesses buy insurance that didn't actually protect them.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Former contractor on staff
- 15-minute quote turnaround
- 2-hour claims response
- A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before he ever sold a policy. That background is why Contractors Choice Agency does things differently — and why Tucson Foam Insurance exists to fix the coverage gaps spray foam contractors hit every day.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors the right way.
Deep in the contractor niche
Two decades placing GL, workers' comp, pollution, and equipment coverage for specialty trades across the Southwest.
A dedicated SPF division
Tucson Foam Insurance focuses CCA's expertise on spray foam — the trade with the most misunderstood coverage gaps.
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Spray foam contractors insured
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Years insuring Arizona contractors
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We speak your language because we've done the work.
Coverage that actually pays
We close the gaps — isocyanate pollution, equipment, completed-operations — that generic policies leave open.
A-rated markets only
We shop carriers with the financial strength and claims handling to be there when it matters.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight with you.
Ready to bind the right coverage?
Get a real quote in about 15 minutes. We shop A-rated specialty markets that actually write spray foam.